Comprehensive Bank Audit services by expert Chartered Accountants - concurrent audit, statutory audit of banks, credit audit, and RBI compliance reporting.
Audit Type
Concurrent / Statutory / Credit / CBS
Regulator
RBI, NABARD & respective bank policies
Governance
Banking Regulation Act, 1949
Scope
Loans, deposits, treasury, and compliance
Starting at just
₹11,999 + GST
Bank Audit is a specialized audit of the operations and financial statements of banks and financial institutions. It encompasses concurrent audit, statutory audit, credit audit, and CBS audit, each designed to evaluate specific aspects of the bank's functioning and compliance.
Concurrent audit is an ongoing audit of day-to-day transactions conducted throughout the year. Statutory audit of banks is mandated under the Banking Regulation Act, 1949 and the Companies Act, 2013, focusing on the bank's annual financial statements. Credit audit evaluates the quality of loan portfolios and adherence to credit policies.
Our team of qualified CAs has extensive experience in bank audits, helping banks maintain regulatory compliance, strengthen internal controls, and ensure accurate financial reporting as per RBI guidelines.
Continuous verification of daily transactions, sanction processes, and operational controls throughout the year
Annual audit of bank financial statements as per Banking Regulation Act and RBI directions
Evaluation of loan portfolio quality, NPA classification, and adherence to credit policies and KYC norms
Audit of core banking system, IT controls, cyber security, and digital banking operations
Ensure compliance with RBI guidelines, Banking Regulation Act, and KYC/AML norms through thorough audits.
Early detection of fraudulent transactions, loan irregularities, and operational lapses through continuous monitoring.
Evaluate loan portfolio quality, NPA classification, and provisioning adequacy as per RBI norms.
Review internal processes, identify bottlenecks, and suggest improvements for banking operations.
Our CAs have specialized expertise in banking audits, RBI guidelines, and the Banking Regulation Act.
Detailed audit reports for bank management, board, and audit committee for informed decision-making.
Understand bank operations, risk areas, and scope of audit as per RBI/bank policy
Verify loans, deposits, treasury transactions, and regulatory compliance on sample basis
Assess loan book quality, NPA classification, provisioning, and credit policy adherence
Review RBI guidelines compliance, KYC/AML norms, IT systems, and internal controls
Issue audit report with findings, recommendations, and compliance status to bank management
Ensure regulatory compliance and strengthen internal controls with our comprehensive bank audit services.
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